Based on my personal experience and things that I've seen in the lives of those close to me, the MIP that we face in society today is living beyond our means. There are so many people that live on credit, live on the support of others, and put in no effort of their own to take care of themselves or their problems.
Even the government itself has this problem and survives only on the merits of deficit spending. If we are to change the world and no be a complete embarrassment to future generations, we have to learn how to live within our means and not make our problems the concern of others.
http://www.youtube.com/watch?v=PG_KuCc94JQ
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